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Thinking about changing to td for auto insurance?

Question: Thinking about changing to td for auto insurance?

(Posted by: lfq on 2010-03-03 17:10:23)

My current auto insurance company is charging me around $380.00 per month for insurance TD quoted me for $230.00 per month. I have only been with my current insurance company for 4 months now is it worth changing? here is TDs rules for cancelling. I personally think it is worth the change would TD still take me if i cancel early into my policy i haven't missed a payment and this would be the first time i cancelled a policy. Do there rules apply for me Cancelling???? or am i alright for changing? also i paid first and last do they take my last month as a cancellation fee? anyways let me know thanks TD Canada Trust rules for cancelling If an insurance company has cancelled/ refused your policy for whatever reason (e.g., non- disclosure of tickets, non- payment), we are unable to provide you with an online quote. We do not take into account a policy that you cancelled yourself.


Answers:

Posted by: oklatom on 2010-03-03, 17:16:41

Those rules apply when you are canceled for cause. As it says, they don't count it when you cancel it yourself. But sign up with them, make sure your policy is in force, and only then cancel your other policy. Yes, $50 a month is a good reason to change.

  

Posted by: David W. on 2010-03-03, 17:38:38

That means simply that if another insurer has declined or canceled you for tickets or other moving violations, or for neglecting to tell them about those, they won't quote you. If YOU canceled the policy, you're OK. Before you cancel, though, be sure that the price quoted includes all the coverages you want/ need and has decent limits.

  

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